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  • >Cash Advance Check Loans - Are Online Cash Stores More Expensive Than Offline Stores?

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    Online cash stores offer a variety of rates. More often than not, they are less expensive than offline stores. Of course there are companies that offer extremely high rates, but you can avoid them if you shop around. In fact, that is one of the biggest advantages to online stores ? you can compare rates in minutes to find the lowest finance fees.

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    Don?t sign up for the first cash advance offer you get. Shop for rates first. You can do this by calling around, but an easier way is to look up rates on line. You can find the APR or fees either under ?Fees? or the ?FAQ? section. If you can?t find numbers to compare, email the company.

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    Another way lenders can take advantage of your situation is by delaying your payments. Lenders who only deduct the minimum payment rather than the total amount will charge you more in finance fees. Initially these lenders may have low rates, but by adding more time to your loan, you rack up finance charges.

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